Named virtual accounts
Real USD, EUR & GBP account and routing details in your name — receive ACH, wire, SWIFT and SEPA.
Private beta · 2026
Invoice in dollars. Get paid in stablecoins.
LarcoPay gives data annotators, RLHF specialists and AI dev shops a virtual US, EUR & GBP account to invoice global clients — then settles straight to your wallet in USDC, USDT or BTC. Same day, no local-bank detour.
Bank-grade compliance
Same-day to your wallet
Running on regulated rails
Banking Circle
Lead Bank
Circle USDC
SWIFT
SEPA
The problem
The AI economy is global. Getting paid still isn't.
Millions of people now train, label, and evaluate the world's AI models from India, the Philippines, Indonesia and beyond. But the money moves like it's 1998 — 3–5 day wires, 4–7% lost to hidden FX and fees, and a local bank standing between you and funds you've already earned.
LarcoPay rebuilds the receivable end-to-end: a real account clients can pay in fiat, and settlement straight to your own wallet in stablecoins or Bitcoin — skipping the correspondent-banking delay and the FX haircut entirely.
3–5dtypical wire settlement, today
4–7%lost to FX spread & fees
T+3days before a local bank credits you
How it works
From invoice to your wallet, in four steps.
Verify once. Then get paid the way your clients already pay — and receive it in crypto, on-chain.
01
Open your account
Verify once, get a USD / EUR / GBP account issued in your own name.
02
Invoice & get paid
Clients pay by ACH, wire, SWIFT or SEPA — like a domestic transfer.
03
Converted the moment it lands
Incoming fiat is converted to stablecoin over regulated rails within hours.
04
Paid out to your wallet
Receive USDC, USDT or BTC in a wallet you control — same day, on-chain.
The platform
Enterprise money movement, freelancer-simple.
Everything you need to invoice globally and get paid in crypto — in one account.
Same-day crypto settlement
We convert incoming fiat to stablecoin and send it to your wallet within hours — not days.
Stablecoins or Bitcoin
Get paid in USDC, USDT or BTC, to any wallet you control — self-custody or exchange. Switch anytime.
Transparent conversion
One honest rate on the fiat-to-stablecoin conversion, shown up front. No 4–7% spreads hidden in the exchange.
Bank-grade compliance
KYC, sanctions screening and monitoring built in — running on the licensed rails of established providers.
Built for AI work
Purpose-built for annotation, RLHF, evals and AI dev — from a single contractor to a 50-person studio.
<24hsettlement to your wallet, on-chain
3currencies to invoice in — USD · EUR · GBP
USDC·BTCget paid in stablecoins or Bitcoin
Your keyspaid to any wallet you control
Who it's for
If the world's AI runs on your work, get paid for it properly.
01
Data & RLHF specialists
Paid by US/EU labs; want fast settlement they control.
02
Prompt & eval workers
Many clients, small tickets — cost and speed matter most.
03
AI dev shops & agencies
Invoice in USD, settle in stablecoins — one account, clean books.
04
Independent researchers
Grants, bounties and consulting income, received in crypto.
Private beta · Q3 2026
Be first when LarcoPay opens in your country.
We're onboarding the founding cohort corridor by corridor. Tell us where you're based and we'll reach out.